Job Description
Overview:
As a **Team Lead** at RealPage, you will assess lender performance, ensure regulatory compliance, and manage financial risk. This role requires a solid background in underwriting US mortgages, knowledge of borrowers’ income and assets, and experience in reviewing escrow or condo documents.
Responsibilities:
**Project Review and Analysis:**
* Follows and complies with current Agency and Investor project guidelines to ensure standards are met for mortgages sold and delivered, secured by units within Condominium Projects for various investors; Fannie Mae, Freddie Mac, FHA, VA, and various Jumbo investors, as well as Co-op Projects for Fannie Mae and Freddie Mac.
* Detailed review of condominium; questionnaires, financials, insurance, recorded legal documents, as well as review of litigation, ground leases, affordable housing, resale deed restrictions, and private transfer fees, and resale documents.
* Analyze and approve condominium projects per loan program parameters, such as Limited Review, Full Review of Established, New Construction for conventional, FHA, and VA reviews.
* Communicates with the client for any decline or ineligible projects.
**Compliance and Guidelines:**
* Stay current with relevant guidelines, updates, and industry best practices.
* Ensure all project reviews adhere to current standards and regulatory requirements.
**Leadership & Team Management:**
* Lead, mentor, and develop a team of Lender Review Analysts to achieve performance targets and quality standards
* Conduct regular performance reviews, provide constructive feedback, and identify training needs.
* Ensure workflow management, task allocation, and SLA adherence across the team.
Qualifications:
**Desired Skills:**
* Demonstrate advanced product knowledge of Condominium project standards for FHA, both SUA and Delrap, Conventional, and other loan programs, such as Jumbo investors.
* Attention to detail, highly organized, and can meet SLA’s set by the company.
* Advanced ability to analyze complex condominium project documents such as CC&Rs, public offering, reserve studies, condominium insurance, and condominium plans.
* Ability to maintain an elevated level of professionalism, customer service, and communication with all parties involved in the loan cycle.
* Proficient with Encompass or other paperless mortgage loan origination systems.
### **Required Qualifications:**
* 5+ years of relevant experience in risk management, US Mortgage, or Underwriting. At least 2+ years in a leadership or supervisory role.
* Background in underwriting US mortgages with knowledge of borrowers’ income, assets, and appraisal.
* Bachelor’s degree, Real Estate, Finance, or related field.
### **Skills & Competencies:**
* Excellent verbal and written communication skills.
* Ability to work independently and manage multiple tasks effectively.
* Strong teamwork and interpersonal skills.
* High level of integrity and ethical standards.
Job details
- Company: RealPage Inc
- Location: TS, India